Mengapa perlu insurans (atau takaful)

Need for a life insurance policy:

There are several reasons for an individual, specifically a breadwinner, to make out a life insurance policy. To assuage your concern for your family in case of your death, most life insurance policies offer various death benefits that take care of your family after your death:

1. For example, a member of your family may have some special needs. You can buy a life insurance policy that will act as an emergency fund in the event of your untimely death.

2. If you want to make sure that your child gets quality education even after your death, a life insurance can also work as a fund for your child’s education.

3. An insurance policy will ensure the maintenance of your family’s standard of living.

4. Your family can also use it to clear personal and business debts, after your death.